Some businesses are required by law to have Worker's Comp and some are not. Laws vary from state to state and you should check with your states division of worker's compensation to ensure that your business is aligned with state law.

Information for employer requirements in the state of Wisconsin can be found here.
Information for employer requirements in the state of Illinios can be found here.

If the state you currently reside in requires that you have a Worker's Compensation policy, please feel free to contact us at (608) 831-3168 for additional assitance.