Good student discounts are offered to young drivers who are good students, serving as a reduction in premium. This discount is given on the premise that good students are safer drivers. According to statistics students with higher grad point average (GPA) are careful while behind the wheel. A student who ranks in the upper 20 % of his/her class, has 3.0 GPA or is on the Dean's list is considered to be good student by most insurance companies.
