Inland marine insurance provides coverage for high value moving or movable property while in transit. Usually this insurance provides coverage for items such as tools, fine arts, golf equipment, jewelry, musical instruments etc. Despite the word marine, goods damaged in transit across dry land or away from the primary location of business or home are covered by this type of insurance. This policy is usually purchased as a supplement to other policies. Normally property in transit across open bodies of water are insured under Ocean Marine Insurance.